Jonathan Arguello & Steve Fernandes
Silver Creek 
Pleasanton, CA
Real Estate Services

925-600-1818
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Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Items You Need When Applying For a Loan

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getti... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

FICO® Score - a Brief Explanation

When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on time. What you may not expect is that they seem to be more interested in your FICO® score. “What’s a... Read more

Adjustable Rate Mortgages - The Basics

An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which always has the same interest rate. Every ARM has basic components: An index A margin Adjustment Period An inter... Read more

Jonathan Arguello
Steve Fernandes
Silver Creek RGPM

350 Main St, Suite  F
Pleasanton, CA 94566
Tri-City: 510-713-1818
Tri-Valley: 925-600-1818 
Fax: 925-600-1810 

Professional Tri-Valley and Tri-City Real Estate Sales and Investment Property Management

Trusted ☆ Respected ☆ Recommended

Testimonials

    "Jonathan, 

I also want to pass on my thanks and appreciation. I have been professionally involved in many large commercial real estate transactions and several personal transactions and this one was handled very professionally and I greatly appreciate your help. I have recently relocated from NJ, so your excellent execution of this transaction has helped me a great deal with my transition... 

Regards and thanks again, 

Peter"
Peter D, Livermore
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